Terms & Conditions

This website is intended for use by clients of Labuan Reinsurance (L) Ltd (“Labuan Re”) as well as non-clients. Your privacy is our priority.


The contents in this website are exclusively for information purpose only and are subject to change at the sole discretion of Labuan Re. They do not entail any legal commitment and/or contractual agreement on the part of Labuan Re.

The contents in this website, including these terms and conditions of use, are subject to change and may be modified, deleted or replaced from time to time and at any time and without prior notice at the sole and absolute discretion of Labuan Re.
Labuan Re shall not be responsible for, and expressly disclaims all liability for, damages of any kind arising out of use, reference to, or reliance on any contents in this website. While the contents in this website are periodically updated, no guarantee is given that the contents in this website are correct, complete, and up-to-date.
Although an effort is made to assure the accuracy and completeness of the contents herein, Labuan Re makes no express or implied warranty as to the accuracy, adequacy, completeness, legality, reliability or usefulness of the contents in this website. The contents in this website are provided on an “as is” basis.

Sharing of Information

Labuan Re does not disclose your personal information to any third parties or any external organisations.

Disclosing of personal information will only take place based on:-

* when it is required by any applicable law or by order of any court or governmental body or authority of competent jurisdiction.

* when it is in, or has become part of, the public domain.

* when it involves public interest.

* when it was independently disclosed by a third party entitled to disclose the same.

* when it is authorised by the person concern.

Any and all personal information communicated to Labuan Re through this website will be used only by Labuan Re. Labuan Re is committed to the highest level of integrity with regard to the protection of personal client information.

Labuan Re shall be free to use any non-personal information, including but not limited to ideas, concepts or techniques provided to Labuan Re through this website for any purpose and without payment or compensation.

Copyright and Trade Marks

Complete or partial reproduction or representation of the web pages, the data and any other element constituting this website, by any process and on any support, is strictly prohibited and constitutes, without Labuan Re’s prior written permission, an infringement of copyright. Further to this, you may not, without Labuan Re’s prior written permission, insert a hyperlink to this website or on any part thereof on any other websites.

Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.

Communication over the Internet

Labuan Re does not guarantee the security and confidentiality of any correspondences, including email message, sent through the internet and shall not be held liable for any damage incurred or sustained by you in connection with or arising from such transmission.

It is your responsibility to take all necessary and appropriate steps to protect your own data and/or software against contamination by any virus circulating on the Internet.

Links to third parties

This website may contain links to website(s) owned and controlled by third parties. These links from or to website(s) outside of Labuan Re’s website are meant for convenience only. They do not signify that Labuan Re endorses the website(s). As such, the control of these linked website(s) is(are) not under the control of Labuan Re. Labuan Re shall not be held responsible and make no warranties in respect of the contents in the third party website(s).


Kindly read these terms and conditions carefully. By accessing and using this website and any web page hereof, you agree to be bound by the terms and conditions herein. If you do not accept any of these terms and conditions, please discontinue your access to this website or any web page hereof immediately.

Your use of this website and any dispute arising out of such use of the website is subject to the laws of Malaysia.